Accepted Insurance & FAQs
Paying for addiction treatment used to be an out-of-pocket expense, but a recent shift to insurance companies covering some of those costs is making treatment far more accessible and affordable.
As you begin researching treatment for yourself or a loved one, you’ll want a clear understanding of drug rehab insurance coverage and accepted insurance plans for your preferred programs.
Starting with the most commonly asked questions, the information on this page offers everything you need to know about insurance and rehab. If you have additional questions, please contact us at 844-232-3833.
Accepted Insurances: In-Network with Origins Recovery Center
Origins Recovery Center is proud to be in-network with the nation’s largest health insurance providers, including:
- Blue Cross and Blue Shield of Texas
- Friday Health Plans
In addition to in-network policies, we also accept other insurance plans, including:
FAQs about Drug Rehab Insurance Coverage
Does My Health Insurance Cover Substance Use Treatment?
Yes, most health insurance plans include substance use treatment coverage. Contact your health insurance provider and learn about your benefits coverage to find out if your plan covers all or some part of treatment costs. You can access specific information about your plan and insurance coverage for rehab by contacting the customer service number on the back of your insurance card.
If you need help navigating this process, please give us a call, and we can help you determine what is covered under your health insurance plan.
Does My Health Insurance Cover the Cost of Drug Rehab at Origins Recovery Center?
Origins Recovery Center offers addiction treatment in Texas for men and women insured through various leading healthcare services companies, including Blue Cross and Blue Shield of Texas, Aetna, and Friday Health Plans.
Origins Recovery Center provides a free, confidential assessment of your drug rehab insurance coverage to verify your benefits and explain any exclusions or limitations in your policy. Some of these limitations may be state-specific, and some plans, such as short-term insurance, may not provide the same level of coverage for treatment as a regular health insurance policy.
How Does the Insurance Process Work?
The insurance process for substance use treatment is the same as any other health condition covered under your insurance. Your health insurance plan pays a portion or all of your treatment. Your plan will outline your out-of-pocket expenses for your treatment, whether it’s a copay, deductible, or co-insurance.
Who Decides How Long I’ll Be in Substance Use Treatment?
Ultimately, you decide how long you will be in treatment. Origins offers various program lengths depending on your specific needs. While we provide professional recommendations for a treatment option that’s best for you, ultimately, you decide to participate in the program for the duration of the treatment.
What Does "Out-of-Pocket" Mean?
When it comes to insurance coverage for rehab, out-of-pocket payments refer to money you are required to pay when you see a doctor or go into treatment. There are different types of out-of-pocket expenses, including deductibles, copays, and co-insurance.
What's the Difference Between "In-Network" And "Out-of-Network" Insurance?
If a substance use treatment program accepts your health insurance plan, they are in-network or participating providers. If a substance use treatment program does not accept your insurance, they are considered an “out-of-network” treatment center.
When you go with an in-network treatment provider, you save money on the services and treatment. If you go with an out-of-network provider, you will have to pay for the difference between the program’s full charge and your plan’s approved amount. Find out the accepted insurance plans for the treatment centers you are interested in.
What Types of Rehab Does Insurance Cover?
Most health insurance plans cover all types of treatment programs, including substance use treatment, alcohol use treatment, residential or inpatient treatment, medical detox, outpatient rehab, dual diagnoses, and co-occurring mental health treatment, continuing care, and age or gender-specific rehab.
What Mental Health Issues Are Covered by Insurance?
While specific benefit coverage varies by state and insurance plan, most health insurance plans cover behavioral and mental health services. Mental health issues usually covered by health insurance include major depressive disorders, bipolar disorders, panic disorders, schizophrenia, and eating disorders.
Are Treatment Medications Covered?
Most health insurance plans cover substance use, alcohol use, and mental health disorder treatment medications. To find out if your plan includes treatment medications, contact your insurance provider or give us a call. We are here to help you answer any questions or navigate the insurance process on your behalf.
How Do I Check My Insurance Benefits?
Verifying your policy coverage is an essential early step when planning for addiction treatment. You can contact your insurance provider directly to get the details about your benefits. Once you know your insurance benefits, you can find out the accepted insurance plans for the programs you are interested in.
How Do I Verify Coverage of My BCBS Plan?
To verify coverage of your Blue Cross and Blue Shield Association health insurance plan, call the customer service number on the back of your member card. You can also contact Origins directly, and one of our admissions specialists can help verify your drug rehab insurance coverage.
Why does insurance cover addiction treatment?
Insurance companies have a new role in addiction treatment, and it comes from some fundamental changes to how the treatment is perceived. In recognizing addiction treatment can be a viable and effective plan, the shift of some of the costs associated with it from the individual or family to their insurance provider makes it more affordable for the insured to begin the journey to recovery.
Another helpful change came from identifying behavioral and mental health conditions as crucial as medical conditions in determining a person’s overall health and well-being. Treatment lessens the risk of severe physical and mental health issues in the future.
Recovery is covered.
If you have any questions about health insurance coverage or our accepted insurance plans for treatment at Origins Texas, please call us today.
Our admissions team is available 24/7. Call us at 844-232-3833.