Best Insurances for Drug Rehab Treatment

Paying for addiction treatment historically has been an out-of-pocket expense, but a shift to insurance companies covering some of those costs is making treatment far more accessible and affordable in recent years. As you begin the process of finding treatment for yourself or for a loved one, you’ll want to have a clear understanding of how private health insurance can help.

Today let’s talk about the best insurances for drug rehab and how to identify the treatment facilities accepting the coverage you’ve got right now.

Insurance coverage can reduce some of the costs associated with treatment of addiction to alcohol, opiates, heroin, or benzos. In the same way insurance companies provide coverage for medical conditions, coverage is required for responding to the effects of addiction, including physical and mental health changes. As part of the planning stage to begin receiving addiction treatment services, its essential to verify the coverage of the insured person and identify the facilities who accept insurance coverage for treatment.

Treatment for nearly every type of addiction is partially covered by private health insurance companies. The list of addictions goes beyond drugs and alcohol to include a variety of behavior addictions, such as gambling or video games. But, for today, let’s focus on a few of the common substances connected to addiction treatment.

Alcohol – Alcohol is an ingredient consumed commonly in beer, wine, and liquor, although its presence in other items, from mouthwash and cough syrup to rubbing alcohol and perfume and cologne, makes it even more accessible in other forms.

Opiates – Opioids refer to a class of drugs used to treat moderate to severe pain. The prescription version includes oxycodone, hydrocodone, methadone, and morphine.

Heroin – Heroin is an illegal opioid that’s highly addictive. Users typically inject it, although some may prefer to smoke or snort it. According to the CDC, heroin users typically abuse at least one other drug.

Benzos – Benzodiazepines are drugs commonly used to treat anxiety as well as use in muscle relaxation, sedation before surgery, treating panic attacks, and more. While they differ in how quickly they become effective and how long their effects last, regular use of each one can lead to physical dependence to the drug.


Why Insurance Covers Addiction Treatment

Insurance companies have a new role in addiction treatment, and it comes from some key changes to how treatment is perceived. In recognizing addiction treatment can be a viable and effective plan, the shift of some of the costs associated with it from the individual or family to their insurance provider makes it more affordable for the insured to begin the journey to recovery. Another helpful change came from identifying behavioral and mental health conditions as equally important as medical conditions in determining a person’s overall health and well-being and treatment now lessening the risk of severe physical and mental health issues in the future.

Facilities Accepting Insurance Coverage for Treatment

Access to options for addiction treatment covered by your insurance policy can come from a variety of places. You’ll need to know what type of coverage you have first so you can consider which resource is best aligned with your needs by the services it provides and the insurance coverage it accepts. Also, it’s important to know the duration of the coverage provided when you’re making the decision to choose one of the following options.

Residential or inpatient treatment: This option provides 24/7 services and programs as you temporarily live where you receive treatment for an addiction. In this kind of facility the length of your stay may last from 30-90 days or more so it’s important to understand the specific duration of your insurance coverage.

Treatment Centers for Men: This option provides a gender-specific approach to treatment of addictions in men and may offer inpatient and outpatient services. The length of receiving services will vary from person to person so knowing your coverage limits regarding duration is again important.

Drug Rehab or Alcohol Rehab: These facilities specialize in the treatment of alcohol and drug addiction, and may provide both inpatient and outpatient programs. As the length of services needed will vary, you want to check your insurance coverage to determine its limits.

Detox: A detox facility provides medical care from trained professionals as patients begin the withdrawal process of alcohol or drug abstinence. The time needed to detox will be influenced by several variables, including type of drug used and the patient’s history. Some rehab facilities may have a medical detox on-site.

Types of Insurances Accepted by Origins Recovery Center in Texas

Origins Recovery Center offers addiction treatment in Texas for men and women insured through a variety of leading healthcare services companies, including Cigna, Magellan, UnitedHealthcare, Aetna, and Blue Cross Blue Shield.

Blue Cross

Origins Recovery Center is in-network for Blue Cross Blue Shield of Texas. Blue Cross Blue Shield (BCBSTX in Texas) is a global healthcare services company based in the United States. It’s the most contracted insurer with more than 96 percent of hospitals in the country and 95 percent of doctors and specialists in the networks of Blue Cross Blue Shield companies. Coverage for treatment of opioid addiction, among others, is among its plans, and we can help verify your insurance covers treatment at Origins Recovery Center in Texas.


Magellan Health is an American healthcare company with behavioral healthcare as one of the primary components of its mission. Magellan’s coverage for behavioral healthcare includes the treatment of opioid and substance abuse with multiple levels of prevention in place to help individuals with addiction. Our team is available to help you verify your Magellan coverage for treatment today.


UnitedHealthcare is a global health and well-being company providing discounted care and access to more than 6,000 hospitals and other care facilities in the U.S. through its networks. Its health care benefits include coverage of a variety of addiction treatments, including substance abuse disorders (SUD). We can help you verify your UnitedHealthcare coverage while planning for treatment at Origins Recovery Center.


Aetna is a healthcare company based in the United States and provides coverage for numerous addiction treatments, including treatment for opioid addiction. Its networks encompass more 5,700 hospitals with behavioral healthcare programs available. Our team can help you review your policy with Aetna to determine what kind of coverage is provided for treatment and what limitations to coverage are in place.


Cigna is a global health services company with coverage available throughout the United States to help individuals and families maintain and improve their health and well-being — while better controlling their medical expenses. Detox, inpatient treatment, and outpatient treatment are all within the coverage provided by Cigna. Verifying your coverage for treatment is a first step the team at Origins Recovery Center can help you with today.

Verifying Your Policy Coverage

Verifying your policy coverage is an important early step when planning for addiction treatment. Origins Recovery Center provides a free confidential assessment of your policy coverage to verify your benefits as well as explain any exclusions or limitations in your policy. Some of these limitations may be state-specific, and some plans, such as short-term insurance, may not provide the same level of coverage for treatment as a regular health insurance policy. Origins Recovery Center is a well-known care provider offering a range of treatment programs targeting the recovery from substance use, mental health issues, and beyond. Our primary mission is to provide a clear path to a life of healing and restoration. We offer renown clinical care for addiction and have the compassion and professional expertise to guide you toward lasting sobriety. For information on our programs, call us today: 844.232.3833.

If you or a loved one needs professional help, we are here 844.232.3833.

Origins Texas: Most Insurance Accepted

Aetna, UnitedHealthCare, Beacon, Blue Cross and Blue Shield of Texas


Get In Touch

Contact Information

4405 Padre Blvd
South Padre Island, TX 78597

Follow Us On:

About Us   |    Admissions    |    Addiction Treatment    |    Tour    |     Contact Us

About Us   |    Admissions
Addiction Treatment    |    Tour     |    Contact Us

Hanley Logo